Required minimum distribution estimator

See when your required withdrawals start and about how much the first one is.

This estimate uses the IRS Uniform Lifetime Table and the start ages in today's law: 73 if you were born from 1951 to 1959, 75 if you were born in 1960 or later. Your first withdrawal can wait until April 1 of the following year; later ones are due by December 31. If your spouse is your only beneficiary and more than 10 years younger, your amount is smaller. Roth IRAs have no required withdrawals while you're alive. A 401(k) at a job you still have can usually wait until you retire. This is information, not tax advice.